⚠️ Important Disclaimer
Please read this disclaimer carefully before using our AI-powered valuation reports
1. Not a Certified Valuation
This report is generated by BannaAI’s AI-powered valuation engine and is provided for informational purposes only.
- NOT a certified valuation by a government-registered valuer
- NOT valid for bank loans, mortgage applications, or financial institutions
- NOT valid for legal documentation, court proceedings, or government submissions
- NOT a substitute for professional property appraisal or due diligence
- Should NOT be used as the sole basis for property purchase or sale decisions
2. Estimation Methodology & Limitations
Our AI model generates estimates based on:
- Historical transaction data from public and proprietary sources
- Current market listings and asking prices
- Government Jantri rates and ready-reckoner values
- Property attributes (size, age, amenities, floor, facing)
- Location factors (infrastructure, connectivity, neighborhood)
Limitations of AI Valuation:
- Actual transaction prices may vary ±10–20%
- Accuracy depends on data availability in specific micro-markets
- Unique property features may not be fully captured
- Market sentiment and negotiation affect final prices
- Projections are based on historical trends and may not materialize
3. Data Sources
| Data Type | Sources |
|---|---|
| Transaction Data | Public records, registered sale deeds, market intelligence |
| Market Listings | Property portals, broker networks, developer pricing |
| Government Rates | Gujarat Jantri rates, stamp duty valuations, municipal records |
| Infrastructure | Government project announcements, development authority data |
4. Investment Risk Warning
- Past performance does not guarantee future returns
- Property values can decrease as well as increase
- Projected returns (CAGR, ROI) are estimates only
- Rental yields depend on occupancy and market conditions
- Infrastructure projects may be delayed or cancelled
- Legal disputes can affect property value
- Market liquidity varies and selling may take time
5. Regulatory Compliance
RERA Disclaimer:
- BannaAI is NOT a RERA-registered real estate agent or broker
- We do not facilitate property transactions or collect brokerage
- Listings are aggregated from third-party sources
- Users must independently verify RERA registration
- Always deal with RERA-registered agents
Professional Advice:
- This report does not constitute legal, tax, or financial advice
- Consult a qualified advocate for legal due diligence
- Consult a chartered accountant for tax implications
- Consult a RERA-registered agent for transaction guidance
- Consult a registered valuer for certified property valuation
6. Accuracy & Confidence Scores
| Metric | Description |
|---|---|
| MAPE | Average deviation from actual transaction prices |
| Confidence | High / Medium / Low based on comparable data |
| Data Recency | Most accurate when based on transactions within last 6 months |
7. User Responsibilities
- Conduct independent verification of all information
- Seek professional advice before making decisions
- Verify property titles, encumbrances, and legal status
- Confirm figures (area, price, amenities) independently
- Acknowledge that market conditions may change
8. Limitation of Liability
BannaAI RealtyTech Pvt. Ltd., its directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of this report or reliance on any information contained herein.
Our maximum aggregate liability shall not exceed the amount paid for this report (₹199 or applicable fee).
✔ Acceptance
By using this report, you confirm that you have read, understood, and agreed to this disclaimer and Terms of Service.